Traveling can be one of the best experiences in life, but it can also leave you super vulnerable. If you get injured or sick abroad, how will your medical expenses be covered? Therefore many traveler experts suggest you be prepared now.
Then, you might wonder, how to be prepared. Well, this is where travel insurance comes in! International travel insurance should not be overlooked because there are many different ways to purchase it.
You need to consider the coverage amount, the destination country, and what sort of medical care you will need before you buy your plan. But today, we are telling you about the 7 best travel insurance companies first.
The following seven companies offer high-quality international health care plans that will cover just about every eventuality during your trip abroad:
The Best Travel Insurance Companies
1. World Nomads
World Nomads has excellent coverage and rates, and it has a very easy online booking process. This insurance can be used anywhere in the world and covers a wide range of travel risks. It can also provide better coverage and rates than most other traveler's insurance companies. Here are some of the benefits you can get with this company. Let's discuss some of the main ones.
World Nomads has a 24-hour emergency service and can help you locate medical providers in your area. If you are unable to find a local medical provider, the company will help you arrange escorted transportation or arrange for transportation. The best way to get your traveler's insurance plan is to read the policy carefully, which is available on the company's website. You can use these numbers during an emergency to make sure you have the right coverage.
World Nomads has a Footprints program. The program aims to fund nonprofit organizations that provide support to underprivileged populations. The company takes care of the administrative costs and makes sure all the funds go to a good cause. The website also includes a list of recommended hospitals. If you have expensive travel gear, you'll need to get a separate policy.
Despite its high rating, World Nomads for traveler's insurance policies often exclude certain conditions, including COVID-19, so you should check the policy details carefully. The policy also states that it does not cover the costs of abductions. While most traveler's insurance policies cover the cost of the policy, the premiums can be quite expensive. If you want to be safe, World Nomads for a traveler's insurance is a good choice.
2. Cigna Travel Insurance
Cigna Travel Insurance is best for those who are traveling on business. The coverage is very affordable, and it has a great 24-hour service that offers support to travelers abroad. However, this insurer does not cover medical evacuation or repatriation costs.
This company offers traveler's insurance plans starting at $100 per day with no deductible. Cigna Travel Insurance includes a variety of benefits, including reimbursement for medical expenses and emergency evacuation services if you are traveling on business or pleasure trips.
Although the best traveler's insurance policy is valid anywhere in the world, there are some areas that exclude coverage. Excluded areas include Antarctica, Cuba, Iran, Iraq, Libya, Myanmar, North Korea, and Sudan.
The best way to get an affordable traveler's insurance plan is to compare multiple policies through a comparison website. Cigna Travel Insurance has the best coverage for business travelers who want comprehensive protection when they travel abroad. If you are going on vacation or traveling in groups, then this insurer will not be suitable for you.
3. Allianz Worldwide Care
Allianz Worldwide Care's best advantage is that it offers affordable traveler's insurance plans. However, there are some areas where this insurer does not cover you.
This company has more than 30 years of experience offering travel security services to both business and pleasure travelers around the world. Allianz Travel Insurance comes with a wide array of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.
Allianz Worldwide Care is best for people who are traveling anywhere in the world. However, there are some areas where this insurer does not have coverage, so it's important to check the policy details before you buy.
Allianz Worldwide Care offers affordable rates for anyone looking for security when they travel abroad. If your destination country does not have coverage, this insurer is best for you.
4. AXA PPP International Health Insurance Limited
AXA PPP International Health Insurance Limited is best for people who want comprehensive traveler's insurance coverage. The company offers a variety of plans, including those that cover pre-existing medical conditions.
This insurer has been providing health care services to individuals and groups for more than 30 years. AXA PPP International Health Insurance Limited comes with a number of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.
AXA PPP International Health Insurance Limited is best for people who want comprehensive traveler's insurance coverage. This company offers a variety of plans, including those that cover pre-existing medical conditions.
5. GlobeTrekker Medical Assistance Company Ltd. (GMA)
GMA's best advantage is that it offers affordable travel insurance plans. However, there are some areas where this insurer does not cover you.
This company has more than 25 years of experience offering medical assistance services to both business and pleasure travelers around the world. GlobeTrekker Medical Assistance Company Ltd comes with a wide array of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.
GMA is best for people who are traveling anywhere in the world. However, there are some areas where this insurer does not have coverage, so it's important to check the policy details before you buy.
6. IMG Global Healthcare Limited
IMG Global Healthcare Limited is best for people who want a comprehensive traveler's insurance policy. The company offers a variety of plans, including those that cover pre-existing medical conditions.
This insurer has been providing health care services to individuals and groups for more than 30 years. IMG Global Healthcare Limited comes with a number of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.
IMG Global Healthcare Limited is best for people who want comprehensive traveler's insurance coverage. This insurer offers a variety of plans, including those that cover pre-existing medical conditions.
7. Medjet
Medjet is best known for its medical evacuation service. The company offers a variety of plans, including those that cover pre-existing medical conditions.
This insurer has been providing health care services to individuals and groups for more than 30 years. Medjet comes with a number of benefits, including medical expenses, emergency dental care, and lost baggage. The company also offers a 24-hour emergency service that can help you find local medical providers.
Conclusion
When you're ready to buy a traveler's insurance plan, there are many things that you need to consider. In addition to the best travel insurance companies on this list, it is important to think about where you will be traveling and what sort of care you'll require while abroad.
You should also consider how much coverage your policy needs before buying an insurance plan. With the right coverage, you can relax and enjoy your trip knowing that you're insured against any medical emergencies that may occur.
